FINANWARE™ is a suite of business intelligence tools and products which uses current information technology facilities to support decision-making in the international financial sector.

FINANWARE™ is built with a datawarehouse methodology and technology that incorporate multidimensional information viewing facilities (OLAP). Since its flexible structure accommodates the needs of financial institutions, they can buy the FINANWARE™ products and tools that are best suited to their priorities with assurances of complete integration.

The corporate data model and the parameterization facilities provided by FINANWARE™, standardize the financial and customer data of the financial institution extracted from the management or transactions systems through the ETL (Extraction, Transformation and Loading) facilities provided by the FINANWARE™ DIS tool (Data Integrator System) for validation and loading, transforming them into high-value information that is made available to the information system users with an effective management environment and with a set of tools to maximize their use.

With FINANWARE™ Asset & Liability Management, financial institutions have an effective tool to measure and control the exposures generated by their assets and liabilities management, with historical analysis, projection and simulation facilities to also comply with the Basel Committee's recommendations.

By following the guidelines of the New Basel Capital Agreement (Basel II) with FINANWARE™ Credit Risk IRBa, financial institutions have a powerful tool to estimate losses due to customers' failure to pay their obligations, supported by internal rating methodologies that take into account their qualitative and quantitative attributes. Thus, the loan portfolio mix can be adjusted to optimize the quality of the productive assets and the levels of provisions and required capital.

The reduction of operating spreads owing to increased competition in the global financial sector makes it ever more critical to maintain appropriate monitoring and control of profitability. FINANWARE™ Profitability provides to financial institutions a complete and multidimensional picture of this vital parameter by assigning direct and indirect operating costs to financial products and services, supplemented by Fund Transfer Pricing to calculate the financial spread and other variables which affect profitability, such as the cost of capital, provisions, service income, among others.

To support the Customer Relationship Management (CRM) strategy of financial institutions, FINANWARE™ Analytical CRM provides the necessary tools to evaluate the business situation, facilitating the implementation of a relationship marketing strategy, supporting the identification and segmentation processes to find the most valuable customers, identifying the products, services and distribution channels they use and those they should use, according to their profile, in order to fully use their business potential. FINANWARE™ Analytical CRM, integrated with FINANWARE™ Profitability, provides a clear picture of profitability per customer by converting it into a characteristic for segmentation.

As part of the process of identifying and knowing your customer, FINANWARE™ Money Laundering Prevention and Control, through the segmentation of customers under criteria associated with the prevention and control of asset laundering, allows the monitoring of customer transactions for the purpose of detecting any unusual or suspicious behavior that should be recorded, investigated and reported, according to internal control policies and to the rules and requirements of the regulatory agencies.

The performance of a financial institution is measured vertically and horizontally by FINANWARE™ Financial Analysis to provide senior management with a dynamic evaluation of the financial information pertaining to a specific period.

Flexible tools to evaluate and monitor the performance of the competition are required to complete the analysis. Therefore, FINANWARE™ Benchmark consolidates financial market information to achieve a complete picture of how the institution is positioned vis-à-vis the whole sector or its analysis group or peer group.

For a quick and effective display of the institution's financial condition, senior management can use the FINANWARE™ KPI Control Panels or Key Performance Indicators to define and view on the control panels the main business indicators with the different solution modules and drill down from the summary to the detailed information.

FINANWARE™ Portfolio was designed for the mass dissemination of businesses information to the institution's strategic areas. It allows the generation and management of report information tailored to the needs of the final user and provides access to the processed information without requiring permanent connection to the data server and without sacrificing the facilities and functionalities of the reporting tools and of the solution information management tools.