www.bancoguayaquil.com

"Banco de Guayaquil is a leader in the Ecuadorian financial market, with more than 77 years of experience in financial solutions. We have 60 offices in the major centers of Ecuador's economic activities enabling us to provide the broadest range of financial services immediately and anywhere in the country. Our institution has more than one thousand employees throughout the country to make quality services available to all our business segments."

It is a customer of the following products since 2000:
FINANWARE™ Asset & Liability Management
FINANWARE™ Credit Risk
FINANWARE™ Financial Analysis
FINANWARE™ Profitability
FINANWARE™ Analytical CRM
FINANWARE™ Tools
FINANWARE™ Money Laundering Prevention & Control

www.bolivariano.com

"Since it was founded in the early eighties, Banco Bolivariano has been governed by the guiding principle of customer service. Because of this we have developed a loyal customer base that appreciates the personalized service and the professionalism with which the banks meets their needs."

Being more knowledgeable about out customers has allowed us to raise our service standards which have made for satisfied customers and an excellent financial performance."

It is a customer of the following products since 2000:
FINANWARE™ Asset & Liability Management
FINANWARE™ Financial Analysis
FINANWARE™ Profitability
FINANWARE™ Tools

www.bancointernacional.com.ec

"Banco Internacional has experienced continuing and sustained growth since it was instituted in 1973. At present it has a large network of offices and ATMs that are strategically distributed nationwide. The bank essentially focuses on financing productive activities in the areas of commerce, industry, services, agriculture and agribusiness."

It is a customer of the following products since 2002:
FINANWARE™ Asset & Liability Management
FINANWARE™ Tools

www.banco-solidario.com

"By working with integrity and ethics we were ranked as the best Medium-Sized Bank in the Country and the IDB singled us out as one of the seven best microfinance institutions in all of Spanish America in 2001. Our track record has allowed us to structure a capital with a 40% foreign-capital share which has support from the Inter-American Development Bank (IDB), the Andean Development Corporation (CAF), the World Bank (through Profund), Action International, Triodos Bank and Oiko Credit of Holland, CARE, USAID, among other organizations, in addition to a select group of local investors that believe in Ecuador and in its future."

It is a customer of the following products since 1999:
FINANWARE™ Asset & Liability Management
FINANWARE™ Credit Risk IRBa
FINANWARE™ Financial Analysis
FINANWARE™ Profitability
FINANWARE™ Tools

www.bancoestado.com

"This entity has been able to maintain its financial soundness thanks to an appropriate technical financial management, based on its highly qualified personnel that are committed to its corporate purpose. The State Bank is the main financial institution in the country for public projects and has autonomous legal status."

It is a customer for the following products since 2002:
FINANWARE™ Asset & Liability Management
FINANWARE™ Tools

www.bancaribe.com.ve

"The Scotiabank, founded in 1832, has the largest multinational network of all the banks in Canada, is ranked among the major financial institutions in the world with a net worth of US$10,900 million. Its 42,000 employees are providing services in more than 53 countries, doing business in the Caribbean for over 125 years and in Latin America in the last 75 years, furnishing consultancy and technical, risk, operational and business support, interfacing with the major companies of the world and specializing in important industrial areas, such as energy, petrochemistry, mining, agriculture and telecommunications, among others. Because Latin America is considered one of the most promising regions in the world, it established a strategic partnership with the Caribbean Bank in 1997, 27% of whose stockholdings are owned by Scotiabank.

It is a customer of the following products since 2002:
FINANWARE™ Asset & Liability Management
FINANWARE™ Profitability
FINANWARE™ Analytical CRM
FINANWARE™ Tools

www.bancafe.com.co

"With government backing through FOGAFIN, BANCAFÉ consolidated it position in order to recover its leading place in the Colombian banking system, a position gained in nearly half a century of institutional life. The bank looks to the future with confidence."

It is a customer of the following products since 2003:
FINANWARE™ Credit Risk IRBa
FINANWARE™ Tools

www.bancommja.com

"On August 1, 2001, we began to offer our clients and the public at large our products and banking, current-account and savings-account services. This is how we became a distinct alternative for those who seek a specialized bank, with foreign capital backing, an experienced managerial team and personalized service."

It is a customer of the following products since 2004:
FINANWARE™ Asset & Liability Management
FINANWARE™ Credit Risk IRBa
FINANWARE™ Profitability
FINANWARE™ Analytical CRM
FINANWARE™ Tools

www.bancodelosandes.com.ec

"Banco de los Andes initiated its activities on April 23, 1973 and operated until August 15, 1994 when it reached the highest financial and economic performance of the National Financial System. Though in its inception it was one of the smallest banks, by 1994 it had become one of the largest and most important in the country. After nine years of unceasing efforts for the benefit of the legal health of the country and based on the principles of its shareholders, justice and truth finally prevailed and the Banking Superintendency made redress for the wrong and authorized BANCO DE LOS ANDES C.A. to reopen to the public on NOVEMBER 28, 2003, under Resolution #2003B-0157. Banco de los Andes will certainly be a competitive institution in its target market owing to its differentiated value-added services based on a culture of quality."

It is a customer of the following products since 2004:
FINANWARE™ Asset & Liability Management
FINANWARE™ Credit Risk IRBa
FINANWARE™ Tools

www.vazcorpsf.com

"We are the best alternative in the financial market and stand out from the competition by our transparent management, quality and innovative services, financial capability, modern technology and highly dedicated human resources."

It is a customer of the following products since 2004:
FINANWARE™ Credit Risk IRBa
FINANWARE™ Tools

www.bevecuador.com

"The BEV was established on May 26, 2961 for the purpose of providing direct financing for social housing. This Bank adjusted to the new financial environment by channelling resources only through Financial System Institutions (IFIs), after stringent qualifications performed by the bank as a step prior to operating with such entities, which are subject to the Banking and Insurance Superintendency controls. In order to accomplish our mission and commitment with the country's development, we operate nationwide and through our local offices as well as with duly authorized Financial Institutions. One of the Bank's goals is to consolidate its position as a Second-Tier Bank that supplies services to the mortgage and financial market to cover the social housing demand through financing with adequate resources and the dynamic participation of the private sector."

It is a customer of the following products since 2005:
FINANWARE™ Asset & Liability Management
FINANWARE™ Credit Risk IRBa
FINANWARE™ Tools

www.bmachala.com

"The bank began its activities in 1962 as an institution providing support for agricultural activities and agribusinesses in the Province of El Oro and promoting the development of the banana and shrimp industries in that province. At present Banco de Machala S.A. has 38 offices in six provinces of Ecuador which serve 217,000 clients and is expanding its agriculture and agribusiness support and financing coverage to the important medium-sized commercial and industrial segment of the country."

It is a customer of the following products since 2005:
FINANWARE™ Credit Risk IRBa
FINANWARE™ Tools
FINANWARE™ Profitability
FINANWARE™ Credit Scoring

www.produbanco.com

Banco de la Producción S.A., PRODUBANCO, the leading bank of the Producción Financial Group, began operations in November 1978, thus making available to the general public and to small and large businesses the services of a new banking institution.

Since then, we produce and deliver quality services to meet the needs of our clients through a sustained process of innovation.

We contribute to the community by implementing social solidarity programs and by supporting the economic development of the country through the safe and efficient management of the resources tapped by our bank.

We work to become a financial group with a presence in strategic markets and international scope.

We are leaders owing to the confidence gained through the consistency of our long-term results, technical development and in-depth knowledge of our clients.

It is a customer of the following products since 2005:
FINANWARE™ Credit Risk IRBa
FINANWARE™ Tools

www.bancodelaustro.com

On November 28, 1977, Banco del Austro S.A. opened to the public of Cuenca in order to support the ideas and projects of a dynamic society that drives new commercial, industrial and agricultural activities, fully aware that local economies soon contribute to national development.

Banco del Austro is an Ecuadorian bank which operates both nationally and internationally and supports its clients by providing credits, products and services while seeking excellence through steadfast professional management and the maintenance of the values and goals of the organization. It endeavors to satisfy its shareholders with the highest profitability and minimal risk.

It is a customer of the following products since 2005:
FINANWARE™ Credit Risk IRBa
FINANWARE™ Tools