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FINANWARE™ Financial Analysis and Benchmark

FINANWARE™ Financial Analysis and Benchmark provides the environment and all the tools necessary to view and analyze financial statements in detail, by means of a vertical as well as horizontal display of the institution's in-house information and the monitoring of the accounting and administrative data of the competition.

To support the internal analysis, the FINANWARE™ Financial Analysis has a flexible structure enabling the static and dynamic establishment of parameters for the analysis and control of the most important financial information in the accounting balances of the Institution, such as the financial gap, the financial spread, the statement of sources and uses and the financial and management ratios which are the most relevant to monitor the institution's performance, its achievement of the established goals, and compliance with the regulatory requirements issued by regulatory agencies.

The solution makes available to the user facilities to define the report structure, definition of book accounts that can be either in detail or in consolidated form, the analysis of information through the flexible application of time ranges (years, months, weeks, etc.) and the personalized final submission of reports, together with other characteristics and functions that are built into the solution.

For the management of the monitoring and analysis of the competition, a set of facilities is incorporated to compare and evaluate the institution's performance with other market institutions, at the general or peer group level. FINANWARE™ Benchmark provides for the incorporation into the data warehouse, for analysis, the market information regularly provided by regulatory entities and agencies in standard formats that are freely accessible to Financial Institutions. This information is used to facilitate the analysis of market developments and the competition at the level of book accounts, interest rates, administrative information and specialized management ratios, such as CAMEL.

Financial Analysis
- Analysis of changes in accounting information in time periods defined by the user.
- Ease of creation of financial ratios.
- Vertical and horizontal analysis of the information contained.
- Incorporation of data taken from external sources into the final reports.
- Analysis of the variations occurring between periods in order to set up a statement of sources and uses.
- Creation of reports at the user's discretion.

Benchmarking
- Consolidation of financial market information in one single repository, enabling the generation of reports on the historical development of the competition.
- Establishment of an analysis group or peer group.
- Horizontal and vertical analysis of the information contained.
- Calculation of positioning indicators of the institution within the peer group over time.
- Analysis of accounting, interest rate and administrative information on the competition.

   
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FINANWARE™ Products
· Asset and Liability Management
·
VaR
·
Credit Risk IRBa
· Credit Scoring
·
Profitability
·
Analytical CRM
· Money Laundering Prevention & Control
· Financial Analysis & Benchmark

·
Operational Risk

FINANWARE™ Tools
· KPI Control Panels
·
Portfolio
·
Data Integrator System (DIS)
· Statistical

 

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